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Most business people readily accept positive financial outcomes as business benefits. These are easy to measure in terms such as cost savings, revenue growth, cash inflows, or increased profits.

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Mercedes-benz dreamcars Campaign Makes Automotive Dreams Come True

PressRelease) Mercedes-Benz as the world’s leading automobile company, not only invented the world’s first automobile in 1886, but also continuously develops innovative new car models. Hence, no matter your desired dream cars are unique fourdoor coups or sporty supercars, Mercedes-Benz car models must be at the top of your superb wish list.

Mercedes-Benz Dreamcars are a series of fascinating car models, which included E-Class coup and cabriolet, the SLK and SL sport cars, the CL as well as the CLS coup and the CLS Shooting Brake.

From today to 3rd January 2014, exclusive privileges are offered to CLS 350 Shooting Brake, CLS 500 Shooting Brake, SL 350, SL 500 and SL 63 AMG customers. Customers who purchase these Mercedes-Benz dream cars models within this period of time will enjoy an extended third year Mercedes-Benz aftersales warranty service and 0% rate financial services (SL63 AMG is excluded) provided by Mercedes-Benz Financial Services Hong Kong Limited.

Moreover, customers are entitled to enter the “Dreamcars campaign” lucky draw where TWO lucky winners will win the fabulous prize of “AMG Winter Driving Advanced Program” including a round-trip business class ticket and accommodation. Each lucky winner will receive a round-trip business class ticket to Munich proudly sponsored by Lufthansa German Airlines. The “AMG Winter Driving Advanced Program” will be held in Arjeplog, Sweden on 28th – 31st March 2014. Under the breathtaking nature, AMG professional instructor will conduct advanced training with the winners. Winners are able to experience the dynamic performance of AMG vehicles and perform spinning and drifting on ice. Please visit www.mercedes-benz.com.hk/dreamcars_en for further information.

In addition, customers who purchase designated Mercedes-Benz dream car models during this period of time can enjoy up to 80% off on acquiring dedicated options, in order to make their cars more appealing on the road. While for SLK and CLS coup customers, they will enjoy FREE upgrade of AMG Sport Package.

Note:
CLS 350 Shooting Brake dedicated optional equipment is AMG sport package
SL 350 and SL 500 dedicated optional equipment is Panoramic vario-roof with MAGIC
SKY CONTROL
SL 63 AMG dedicated optional equipment is 19″ front and 20″ rear AMG multi-spoke forged wheels
Trade Promotion Competition Licence no. : 41817

About Mercedes-Benz Hong Kong Limited
Established in 1986 and based in Hong Kong, Mercedes-Benz China Limited (MBCL) was the wholly owned subsidiary of Daimler AG and the franchiseholder for all imported passenger vehicle and commercial vehicle products under the Mercedes-Benz, Maybach and smart brand names in the Northeast Asia region (China, Hong Kong and Macau). In 2005, MBCL moved all P.R. China operations to Beijing for further business development. On January 1, 2006, Mercedes-Benz Hong Kong Limited was established to take over the wholesale business for the Hong Kong and Macau markets with the lead of MBCL. Since March 2013, Mercedes-Benz Hong Kong Limited has separated from MBCL and is the wholly subsidiary of Daimler AG. Mercedes-Benz Hong Kong Limited is supported by Zung Fu Company Limited (exclusive retailer in Hong Kong and Macau) to provide Sales and After Sales Services in Hong Kong and Macau.

Internet address:
All press information is available on the Mercedes-Benz website for the Hong Kong market at http://www.mercedes-benz.com.hk.

Further information from Mercedes-Benz is available on the Internet at: www.media.daimler.com.
For media enquiries, please contact:
Mercedes-Benz Hong Kong Limited
Samson Leung, tel: +852.2594 8733, samson.leung ( @ ) daimler dot com
Jenny Tse, tel: +852 2594 8030, jennyste ( @ ) daimler dot com

Hypo Venture Capital Asset Allocation A Sound Investment Strategy Part 2

Here at Hypo Venture Capital we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.

In today’s complex financial markets, you have an impressive array of investment vehicles from which to select. Each investment also carries some risks, making it important to choose wisely if you are selecting just one.

The good news is that there’s no rule that says you must stick with only one type of investment. In fact, you can potentially lower your investment risk and increase your chances of meeting your investment goals by practicing “asset allocation.”

Asset Allocation Can Work

For instance, at age 25 you may decide to invest with the goal of retiring in comfort within 40 years. Most likely, your investment goal is to achieve as much growth as possible growth that will outpace inflation substantially. In aiming to reach this goal, you may allocate 70% of your assets into aggressive growth stocks, 20% into bonds, and 10% into money market instruments. You have years to ride out the wide fluctuations that come with stocks, but at the same time, you potentially lower your risk with your bond and money market holdings.

Because your goals and circumstances are unique, you may want to talk with an investment advisor who can help you tailor an allocation strategy for your needs. Generally, your asset allocation will change as you reach different stages in your life, as your investment goals also change along with these shifts in lifestyle.

If you have been investing aggressively for retirement for more than 20 years and are now less than 10 years from retiring, protecting what your investment may have earned from market ups and downs may become more important. In this case you may want to gradually shift some of your stock allocation into your bond and money market holdings. Keep in mind, however, that many financial experts recommend that stocks be considered for every portfolio to maintain growth potential.

A Simple Process, Some Dramatic Potential Results

Asset allocation is a simple concept, yet vital to long-term investment success. In fact, a landmark study cited in Financial Analysts Journal shows that about 90% of the variability of average total returns earned by balanced mutual funds and pension plans over time was the result of asset allocation policy.3 For many individual investors, the asset allocation decision amounts to choosing what types of mutual funds to invest in and the amount to invest in each type of fund. Others may want to add individual securities to this mix after exploring their investment options.

Regardless of the asset allocation strategy you choose and the investments you select, keep in mind that a well-crafted plan of action over the long term can help you weather all sorts of changing market conditions as you aim to meet your investment goal(s).

Points to Remember

1.Asset allocation is the way in which you spread your investment portfolio among different asset classes, such as stocks and stock mutual funds, bonds, and bond mutual funds.

2.When prices of different types of assets do not move in tandem, combining these investments in a portfolio can help reduce the variability of returns, commonly referred to as “market risk.”

3.Mutual funds are pools of securities, usually offering diversification within a single asset class. Some mutual funds may include several asset classes.

4.The asset allocation that is right for you depends on your investment time frame, goals, and tolerance for risk.

5.As your investment time frame and goals change, so might your asset allocation. Many financial experts suggest reevaluating your asset allocation periodically or whenever you experience a milestone event in your life such as marriage, the birth of a child, or retirement.

Want to know more?

Hypo Venture Capital is an independent investment advisory firm which focuses on global equities and options markets. Our analytical tools, screening techniques, rigorous research methods and committed staff provide solid information to help our clients make the best possible investment decisions. All views, comments, statements and opinions are of the authors. For more information go to www.hypovc.com

Short Term Property Investment Still Producing High Yield Returns in Brazil

There are many options for making your money or savings grow nowadays, and simply leaving your hard earned money in the bank isnt one of them. Leaving your money in a bank may be a safe bet but unless youre willing or even able to leaving hundreds of thousands of pounds simply sitting there you are not going to make much money at all especially with the interest rates being at an all time low.

Banks may be a safe option but there are many other options available that are extremely safe, secure and above all ethical. The safest investment choice is still property as even if property prices fall for a period they are always guaranteed to improve in subsequent years, but buying property as an investment is particularly costly and you may need to wait a long time before you see any substantial returns on your money, there is however a better and quicker way to make money from property and real estate investment by investing with an overseas property developer, through programmes such as affordable government housing. The most profitable and best known affordable housing programme is Minha Casa Minha Vida Brazil which is the social housing programme currently running in Brazil. The programme is backed by both the Brazilian government and the Brazilian federal bank and is already in its third successful year and set to run for at least five more years in an effort to reduce the housing deficit in the country.

Investing in the programme is simple, you invest through a developer who is building housing for the programme, the developer uses your funds to build one or more social housing units (depending on the amount you wish to invest) and once built and sold onto a waiting family you get back your original investment plus profit. The beauty of the programme is that you can invest in your own county as there are a number of European developers involved and actively building over in Brazil, this means you are protected by your countries own laws. Also, you usually only need to wait between eight and twelve months to see a return. The programme works so well because the Brazilian federal bank is giving qualifying families 100% mortgages and there are thousands of family on the waiting list who are pre-qualified. But be careful, whilst there are a number of European developers actively building Minha Casa Minha Vida homes there are also a number of boiler room scams claiming to be part of the programme.

The sale price on Minha Casa Minha Vida homes is set by the Brazilian government and whilst the return on investment does fluctuate slightly from developer to developer it is usually between 15% and 25%, with an investment in single unit usually setting you back between 20,000 and 25,000 pounds sterling, so companies who are offering you extremely high returns should be avoided as it usually means a scam, remember if it sounds too good to be true, then it usually is. Also this investment is structured so that you are better investing direct with a developer and not an investment company, as whilst an investment company may very well invest your funds in the Minha Casa Minha Vida programme it is not guaranteed and you dont benefit from the same protection as you would if you where to invest through an actual developer who is officially involved in the programme.

In summary, you can still make good, short term investments in property and anyone wishing to invest in Brazil through the Minha Casa Minha Vida social housing programme should make a great return with twelve months.

Various kinds of Content Management Systems

A homegrown content management system refers to computer software developed by a single company for use in their business. This sort of CMS is developed precisely to meet the company’s specifications since they’re the only one utilizing the software.

An open source CMS is available to users free of charge. Aside from being readily available at no fee whatsoever, open source CMS are also customizable considering that the codes can be changed accordingly. Although support is available for open source CMS, it is not as reliable as the customer and technical support you should get from a commercial CMS.

Simply, you’ll find 4 primary types of content management systems. These are the homegrown, commercial, open source, and high-end CMS.

High-end CMS are highly stable. High-end content management systems present good features but only few can manage to pay for such software as it can be incredibly expensive.

Choosing a particular type of content management system is extremely centered around the specifications of the organization as well as on the demands of the users.In the event the corporation prefers a custom CMS, then a homegrown CMS or an open source CMS are your top choices. A high-end CMS can also be a superb choice when you have no objection to the substantial cost of such software program. If your organization isn’t going to care about customization, then a commercial CMS would best fit your specifications.

A commercial CMS is the most prevalent sort of content management software. There are a variety of features depending on the creator of the CMS and it can’t be personalized.

Content management systems or CMS are valuable tools in managing and arranging website content. Because of the rise in demand for this sort of software, you will find now thousands of various content management systems on the web. Each CMS has distinct functions and caters to numerous types as well as sizes of corporations.

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Ohio Automotive Refinishing Detection Identifying How To Save Cash In Finishing And Repair

Car maintenance can be a costly activity especially when not done regularly or as required. One quite daunting and expensive job is to have the car refurbished or repainted. You cannot say that you won’t need it because in the long run, because of daily use, you will see that your car will really need refurbishing. However, you cannot just trust any company to do the work. You have to call for an expert assistance, such as from an Ohio automotive refinishing detection team.

The truth is, a few of today’s clear coating paint surface finishes are the most long lasting ever used to autos. This real not just of manufacturing facility finishes, however likewise in the aftermarket. Evidence of the longevity of clear coats over single phase paint finishes is shown by the service warranties that auto makers are providing on the clear coat paint finishes. Usually they do not provide the same service warranty for single phase paint finishes. Toughness is really a really genuine issue for auto owners these days. With the boost in air contamination and various other ecological aspects, a vehicle’s finish goes through major damages. The toughness of the clear coat goes even past the topcoat itself. By including UV blockers to the clear coat you have a brand-new level of security for the tones in the foundation coating. As you understand oxidation and fading have constantly been the significant trouble with paint finishes and the most significant trouble dealt with by detailers.

Now our most significant issue is to get rid of scratch and scribing in the clear layer, which lots of cases is difficult. It can be lowered, however not constantly gotten rid of. When it concerns repair and routine maintenance, clear coats make repair works and servicing a lot easier. For instance, a repair can be made on a section of the panel and the color coat combined because location, then the whole panel is clear covered. This will get rid of the issue of panel-to-panel shade mismatches. Even a clear coating with scrapes or water areas that needs to be rubbed is a lot easier to deal with than an oxidized metallic solo phase paint finish. If the proper substance and pad is utilized the very first time the procedure is significantly faster.

Those paint finish issues that cannot be solved with either an orbital or buffer can be managed by a light damp sanding, which just certified detailers should try to do. If you understand what you are doing and can correctly assess the trouble with the consumer, you can charge far even more cash than for simply an enthusiast polish and wax.

While many vehicle producers will not confess it, the expense of using basecoat finishes considerably minimizes their expense to paint the automobile. How does it occur? Initially, acknowledge that the most costly component in paint is the pigments. The thing is, it does not take a great deal to find out that utilizing the ideal goods and hiring the best company such as an Ohio automotive refinishing detection company to do the job for you can save you money.

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Construction Equipment India

Equipment Finance in India
The Indian mining and construction equipment finance market is yet to evolve. There are only 3 major players SREI Infrastructure finance, Cholamandalam DBS and Birla Global finance which cater to approximately 3% of the market as compared to 65% in developed countries. SREI also provides assistance to its customers throughout the lifecycle of the equipment and has initiated reverse auctioning of equipments in 2007.

Rental Equipment
The equipment rental business in India is currently pegged at around 7-8% of the total construction equipment industry which is nowhere close to what is seen in more developed markets with around 80% in Japan, 60-65% in USA and 35% in china . The Rental Equipment business in India is expected to grow to about 25% by 2010. The prominent organized players are SREIs Quippo, Sanghvi movers, Gremach Infrastructure equipments and Caterpillar .The average cost of hiring has gone up by approximately 30-40% over the last two years.

Nigeria Construction Equipment Industry Background & Historical Trends
Nigeria coal mining equipment cover a variety of machinery such as hydraulic excavators, wheel loaders, backhoe loaders, bull dozers, dump trucks, tippers, graders, pavers, asphalt drum / wet mix plants, breakers, vibratory compactors, cranes, fork lifts, dozers, off-highway dumpers (20T to 170T), drills, scrapers, motor graders, rope shovels etc. They perform a variety of functions like preparation of ground, excavation, haulage of material, dumping/laying in specified manner, material handling, road construction etc.

These equipment are required for both small-scale mining in Namibia. With a wide production capacity base, India is perhaps the only developing country, which is totally self-reliant in such highly sophisticated equipment. India has only a few, mainly medium and large companies in the organized sector who manufacture these.

Small scale gold mining equipment is machinery used to build and demolish bridges, buildings and other structures. These machines usually save labor, time and money. One of them can do more work in an hour than a hundred of workers using hand tools could do in a day. The chief kinds of building machines include earthmoving machineries hoisting, material handling machines and pumping machines. Other construction machinery used is for preparing the land and materials for construction. Demolishing machines are used to demolish structures and buildings.

The Indian construction equipment industry today faces stiff competition, great opportunities and challenges, but India has a total command over all these things as according to confederation of the Indian industry report, 2005 as for engineering and capital goods base. The Indian engineering manufacturing sector has been growing at the rate of about 5.9% in the nineties. India today produces a variety of machinery whose range is quiet wide and deep. Rapidly increasing construction sector has been the indication of good times for companies manufacturing construction equipments.

A Coaching Scenario – Lack Of Motivation

There are so many varying scenarios under which a coach can alter the outcome. These may range from personal emotional crisis to simply improving the productivity of an already stellar employee. In any case, the skills of a coach must be moldable and adaptable to the individual. I wish to demonstrate this with a scenario.

Let us say that there is a young man by the name of Tyler who has come onto your team as a sales representative. In his interview with you and the other members of your management team, he demonstrated a strong confidence and great people skills. You felt certain that this young man would be a successful addition to your team. He knew how to interview well, and you could tell that he was convinced of his possibilities for success in your company. He loved the product and asked all the right questions to help you realize that he was prepared to work hard for you.

When Tyler started, he was partnered with another more experienced sales representative and was given the chance to step up and work on his own after just a short while. He exceeded expectations. His determination to find leads and get the close on clients was far beyond the company goals. His goals and accomplishments were independent of the rest of the sales team. He became well recognized for his efforts and was soon invited to relocate and gather new clients on another side of the country. He reports to you via telephone and email, and you note that he continues to perform as expected.

Soon, however, you notice a drop in his productivity. He begins to lose steam and is not sending as many new clients to HQ. When you are in contact with him you can sense that he is making many excuses for his failing performance. He avoids responsibility and attempts to convince you that he is still as determined as ever. Your concern for your employee is well placed.

At this point you need a game-plan to help Tyler get back onto his feet. You have seen what an amazing employee he can be, and you don’t want to lose him. What do you do to help Tyler without hurting his confidence in himself? Keep your eyes open for the second article which will help you to inspire Tyler back to his stellar position.

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Energy Saving Tips You Need to Know

There are a lot of things you can do to save energy every day. Whether you’re looking to conserve energy at home, to help lower your heating bills, or interested in making a big environmental impact, there is a plethora of information available online to get you started.

After reviewing many of the resources available, it’s clear that you can easily get caught up in so much information. To help you sort it out and get you on the fast track to energy savings, we’ve created a list five tips to jump your conservation efforts.

Energy Saving Tip 1

Make sure you turn off all lights and appliances when they aren’t in use. ALWAYS. This is one of the main causes of energy waste and skyrocketing energy bills. Turning off lights and electronic devices both in your home and elsewhere will always help to improve energy conservation.

Energy Saving Tip 2

Turning down the temperature of your home by just one degree can drastically decrease your energy consumption while also helping to lower your home heating bill. You can also consider improving some of your home and window insulation to help you keep the warm air inside during winter and the cool air inside during summer.

Energy Saving Tip 3

If you have the option for choosing lightweight packaging when purchasing products, remember that the less packaging involved typically means there was less energy used to produce it. Making smart decisions is one of the best ways you can help improve energy conservation on a global scale.

Energy Saving Tip 4

Rethinking your travel schedule is another great way to save. Everyone has last minute (and late night) trips to the store, for example, but if you’re able to run 4 errands in one trip instead of spreading them out over multiple trips, you’ll use a lot less gas while saving money.

These energy saving tips are just the tip of the iceberg, but accomplishing even just a few will get you started saving in no time. What do you think are the most important ways to get started saving energy? Leave your ideas in the comments below!

Aluminum Fabrication And Industrial Construction

Construction industry has been witnessing many changes with the innovations in the production processes as well as production equipment. The growing need for construction and commercial activities has compelled research engineers to make the production process more efficient. Aluminum welding, aluminum fabrication, parts repairs are all terms commonly applied in commercial and industrial manufacturing businesses. By making use of these modern processes, construction companies have innovated improvements in the production methods making them more efficient and cost-effective. Metal fabricators are able to transform raw material into products, tools and machinery easily and with greater precision.

All industrial and commercial concerns rely on aluminum fabrication and concrete cutting for all kinds of construction activities. These days, with the advancement in technology, aluminum fabrication is assisted with computer aided machinery and robotics for an improved performance and lower wastage. The fabrication services have become more complex and require more sophistication because of the enormity of construction activities.

For high quality aluminum fabrication, it is required that the professionals are fully trained and reliable. This is because of the high level of concentration and attention required in the process to ensure accuracy. Preparation of equipment is the first consideration to be made. The next step requires the selection and application of the most suitable technique for welding. Careful inspection of the process is also very important to ensure the job is flawless.

The fabrication is a method of cutting, shaping and transforming a material into a product. There are various fabrication methods and materials. The choice of the material and method depends on the product purpose, appearance and of course the budget. Aluminum is generally a preferred choice for various reasons. It is a lightweight and ductile metal. It has the following advantages over other materials used for welding, cutting, forming, lathing, milling and other such activities:

It is heat resistant:

The metal has a typically higher melting point and is less likely to degrade under extreme temperatures.

It is a strong and sturdy material:

Aluminum is much harder and durable than some of the other counterparts such as plastic.

It offers more versatility:

Aluminum can be used quite efficiently for a wide range of processes including casting, welding, soldering and forging.

It is cost-effective:

Aluminum is a relatively economical option especially for large construction jobs.

Aluminum, with the afore-mentioned benefits, is indeed a metal of choice in most companies for many construction jobs. A lot of industrial and construction companies make extensive use of aluminum fabrication and pipe fabrication for the many benefits it offers.

Own a Business Save Commute Time, Save Money

Are you thinking of starting your own business, but concerned about the cost? A smart move that can save entrepreneurs money using the latest technology is working virtually-from the comfort of your home. When you think of starting your own home based business, the first thing that come to your mind will be saving time and money while spending lots of free time with your family and the flexibility of making your own schedule.

The rising cost of gas and environmental affect of commuting encouraged most people to start their own business. Along with it, modern amenities such as Internet, email, fax and phone also allows you to work from anywhere you want. With these improved technologies, working from home and telecommuting is becoming a reality in many peoples lives.

Though commuting is often a necessity, it takes many hours that could be used effectively. Therefore, many workers are attracted towards telecommuting as it saves both time and money. Telecommuting is becoming increasingly popular as workers try to reduce commuting time. With telecommuting, you can save car and fuel expenses as well as have a few extra hours per week that would have been spent driving on the road.

With gas price being so expensive, it is no surprise that you will save big bucks in this area starting your own business. It is a great way to stay green while improving efficiency and productivity in your work field.

According to a data released by U.S. Census Bureau, “Americans spend more than 100 hours commuting to work each year.” Working from home will not only save your time and money, but also help in increasing productivity. As a business owner, you will have more flexibility staying with your family; you have more hours in a day to get the work done.

Telecommuting saves time, money and fuel. It is an arrangement in which you can work from home or from anywhere or wherever you can use your mobile telecommunication technology. All you need to start your own business is a computer, a phone and some network connection. You can also give your business a wider perspective by creating a web presence.

Working from home means no need to purchase office space, no need to maintain the office building, no utilities cost, no commuting expenses. This means saving money, which you can spend in increasing productivity in your business.

With ever increasing household expenses and everyday bills, many families are struggling to make their dream into reality. If you are not commuting to your work everyday, you could save several hundred dollars each month just by having a home business.

Again, a home based business allows one or both parents to be at home to care their children while still earning income. This not only saves you financially, but also gives you a peace of mind to be with your children.

Starting your business from home in this era of cost cutting can save you a great amount of money with minimizing commuting expenses.